.terms-page {
    background: #0b1220;
    padding: 44px 16px 80px;
    color: #e2e8f0;
    font-family: Arial, Helvetica, sans-serif;
}

.terms-wrap {
    max-width: 980px;
    margin: 0 auto;
}

.terms-card {
    background: rgba(255,255,255,.04);
    border: 1px solid rgba(148,163,184,.18);
    border-radius: 16px;
    padding: 26px;
    box-shadow: 0 10px 30px rgba(0,0,0,.35);
}

.terms-title {
    margin: 0 0 10px;
    font-size: 38px;
    line-height: 1.1;
    font-weight: 800;
    letter-spacing: -.02em;
    color: #ffffff;
}

.terms-sub {
    margin: 0 0 18px;
    color: rgba(226,232,240,.85);
    line-height: 1.7;
    font-size: 14px;
}

.terms-meta {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
    margin: 10px 0 0;
    font-size: 12px;
    color: rgba(226,232,240,.70);
}

.pill {
    display: inline-block;
    padding: 6px 10px;
    border-radius: 999px;
    border: 1px solid rgba(148,163,184,.22);
    background: rgba(255,255,255,.03);
}

.terms-card h2 {
    margin: 22px 0 10px;
    font-size: 18px;
    color: #ffffff;
}

.terms-card h3 {
    margin: 16px 0 8px;
    font-size: 15px;
    color: #ffffff;
}

.terms-card p,
.terms-card li {
    color: rgba(226,232,240,.86);
    line-height: 1.7;
    font-size: 14px;
}

.terms-card ul {
    margin: 10px 0 0;
    padding-left: 18px;
}

.callout {
    margin-top: 18px;
    padding: 14px 14px;
    border-radius: 14px;
    background: rgba(45,91,186,.12);
    border: 1px solid rgba(45,91,186,.24);
    color: rgba(226,232,240,.92);
    font-size: 13px;
    line-height: 1.6;
}

    .callout strong {
        color: #fff;
    }

.terms-footer {
    margin-top: 18px;
    font-size: 12px;
    color: rgba(226,232,240,.65);
    line-height: 1.6;
}

    .terms-footer a {
        color: rgba(226,232,240,.85);
        text-decoration: underline;
        font-weight: 700;
    }

@media (max-width: 560px) {
    .terms-title {
        font-size: 30px;
    }

    .terms-card {
        padding: 18px;
    }
}